Best driver in the world couldn't drive on icy conditions with summer tires
Sludgeyy
joined 1 year ago
3 decimeters is equal to 1 foot.
1 yard is equal to 9 decimeters.
Just multiply by 3
I'm 6 ft tall. If someone asks me how tall I am in metric, I just say 18 decimeters.
An American football field is 100 yards, or 300 feet. 900 decimeters.
An 8ft board is 24 decimeters
Really not that hard to convert. Sadly no one that uses the metric system uses decimeters for some reason.
A standard doorway in US is 3 ft. Has to be that for code. 91.4 cm or .91 meters. If you used 9 decimeters it would only be .5 inch off.
You round to 90 cm you'd be .5 inch off. If you round to .9 meters you'd be almost .5 inch off.
If the metic system was shown to the US as decimeters, they would be on board more.
What you're saying
Say my mortgage is 1k a month.
I can't afford 1k, so I let you move in and pay me "rent"
You pay me 1k each month.
After a year, I kick you out and move back in.
Where'd your 12k go?
Bank going to give 12k in cash to you and increase my mortgage by 12k?
Why would someone buy a house so someone else could slowly buy it from them? They would essentially be acting like a bank.
Who keeps up with the house maintenance?
Landlords are unneeded middlemen. A good system doesn't use them.
Your idea is "rent to own".
You can rent to own a Playstation that's 300 dollars for a small monthly price but at the end of the loan you're going to pay 600 dollars total for the Playstation.
Why am I going to go to Best Buy, buy a Playstation for 300, then let Jimmy down the street play with it while he slowly pays me back my 300?
Why am going to buy a house for 100,000 and let Jimmy rent to own it?
600 a month for 15 years. He'd pay for it.
If I put 100k in the S&P500 for 15 years, I'd have 415k.
Would I rather:
A. Help Jimmy get a house
B. Make ~300k for just sitting
Push for Supreme Court ethics reform, term limits and add amendment to make even the president not above the law.
It's like a large trading card that you can use to play music
Except the upside-down flag
Waterboy is a must
The idea that giving up ~40% of your work in hopes that the government takes care of you is ridiculous (Social Security is a government ran ponzi scheme).
The average person makes 65k in the US
They would pay 10k in federal income tax (15.4%)
They would pay 4k in social security (6.2%)
They would pay 2.6k in state income tax (~4%)
So out of the 65k, they get to keep 48.4k
Business would pay 4k in social security for you (6.2%)
With: Get paid 65k, walk home with 48.4k
Without: Get paid 69k, walk home with 69k.
69k - 48.4k = 20.2k
20.2k ÷ 69k = .29
Without federal/state/SS tax, the average person would have 30% more
Sales tax is ~5%
48.4k × 5% = 2.4k
If they used all their money to buy stuff, their actual purchasing power would be. They'd only have 46k to spend.
69k - 46k = 23k
23k ÷ 69k = .33
Average person gets to spend about 66% of their "actual pay"
I'd call that ~40%
65k - 48.4k = 16.6k
Let's assume 20 years old and retire at 67
47 years of working
S&P500 has had an average annual rate of return of 10% since being created in 1957.
Let's say 5% APR because 10% is realistic, but it's not guaranteed.
Extra 16.6k a year is about 1.4k per month.
If someone invested 1.4k per month for 47 years at 5%, interest compounded annually.
They would have 3 million in a retirement fund. (10% is 14.6m)
A 30-year mortgage is currently 7.5%. You could put the 1.4k a month into that and basically get a 7.5% guaranteed return.
Making 65k, walking home with 48.4k. Having to spend an extra 2.4k If you want to buy anything with the 48.4k because you really can only buy 46k worth of stuff. While giving up a 3m-14.6m retirement fund.
That's a "small portion"?
This isn't even counting health insurance. You make 65k the government isn't helping you out.
This is also not counting property tax.
You're giving up 1.4k a month so the government can give you 1.4k a month (hopefully) when you turn 67.
The government uses your potential 3m-14.6m for its own needs in the meantime
Iron Maiden and Slayer are vastly different
How is it "taking their meastaking their measurement system and fucking it up"?
USA uses inch, feet, yard. There is small, medium, large.
Metric has centimeters, decimeters, meters. There is small, medium, large.
Everyone knows a yard and a meter are about the same. Everyone also knows centimeters are tiny.
When someone who doesn't use the metric system thinks of how tall they are, they use feet. Medium.
I'm 2 yards tall. Someone that's 5 feet tall is 1 2/3 yards. 5 1/2 feet is 1.83 yards.
You wouldn't use yards to measure a person. You'd use feet.
When you ask someone that doesn't use metric how tall someone is they have to pick between cm or m. Most people couldn't tell you in yards so how do you expect them to do it in meters?
If they just had to think in feet and then ×3 to get decimeters, it would be easy to convert. Maybe even have a decimeter ruler.
5.5 feet is 16.5 dm with quick math. Or 1.65m. Truly, it is 1.68m.