I’m running into the same issue as you. I wish we had different NSFW tags for different content. NSFW for porn, NSFL for gore/violence, NSFWM(ild) (or something similar) for text/not necessarily full blown porn. It would make filtering much easier. Using just the one tag has been counterproductive.
My French is not good enough yet to reply mais: C'est le cas partout. Credit card companies have turned into the purity police on all these platforms. If the platform allows NSFW, these companies bail out. People who work in the sex industry (fully legally) also have a hard time being accepted into banks. It’s a shitshow.