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I started my undergraduate just after the worst of the '08 market crash when rates were also at this level. Saddling a teenager with paying off tens of thousands of dollars at 7.5% interest literally crippled me. These rate increases are just kicking the can down to road to a future generation so that they can espouse headlines that they've done something beneficial while doing nothing to help fix the problem. All of the "forgiveness" pieces we've been seeing are just them fixing the broken promises through the 10 year repayment forgiveness and PLSF programs anyway.
I was on a few of those threads and it was infuriating. So many dont let perfect be the enemy of good energy and biden bootlickers. All they did is unfuck what had been broken for years, no progress in actually solving student debt crisis actually took place