this post was submitted on 02 Jun 2024
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A Boring Dystopia
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I don't think this article is about you
As someone who trashed my credit the moment I turned 18, this whole article is bizarre to me. I'm in my 30s now and I still have to pay for (nearly) everything, up front, in full (even cars). I can only use private landlords because no apartment community will approve me. If I can't afford something, I can't buy it. Amazon is the only entity that trusts me with a payment plan, because they're the only ones who don't check your credit score. As long as you pay on time, they don't care; so I always have. That's the only reason why I could afford a TV.
My ex destroyed my credit back in 2009. My credit score was in the mid 500s. Fortunately, even though it took a decade, I was able to recover my credit and get it back into the 800s.
Jeez 800s is kind of an amazing bounce back. Good on you!! That took effort for sure.