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The Google Pay app is dead (arstechnica.com)

submitted 2 months ago by Blaze to c/[email protected]

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[–] [email protected] 1 points 2 months ago (1 children)

They ask for PIN too but that's a different limit ($20 by default but also configurable). The limits I mentioned block payments for the day if not confirmed.

never heard of banks using the NFC directly

Really? I've never heard of Garmin Pay. 😄 But that's the whole point of the NFC chip being open on Android, so apps can use it directly. On iPhone it's an artificial limitation imposed by Apple so they can take their cut from payments and have a processor monopoly. On Android any app can just do it — not only banking apps and not only payments, the NFC can be used for lots of things like opening doors etc. There are apps like meal tickets that can issue payments, gym apps and so on. Giving that up and going with Google is extremely narrow sighted.

[–] [email protected] 1 points 2 months ago

Oh yeah I know it's theoretically possible. I've just never heard of it actually being done, for payments specifically, by banks. Using Google Pay doesn't restrict you from also using any of those other use cases: you're not giving anything up in terms of flexibility of functionality.

Yeah Garmin Pay is the equivalent on Garmin smartwatches. Unfortunately it's not as widely supported by banks (at least where I live) as Google and Apple Pay are.