I'm not going off on weird tangents. The person I responded to encouraged me to "go on" regarding the detrimental effect Boomers and Gen X have had on later generations.

And no this is demonstrably not due to some "generational wealth". It's because of reactionary housing policies that boomers enacted to benefit themselves. From redlining, to Realtor steering, to draconian eviction laws, to tax breaks, to white flight, etc etc.

You don't even necessarily see this extreme hoarding in other western countries like Japan where homes can actually be free in some circumstances.