this post was submitted on 03 Nov 2024
613 points (98.7% liked)

Mildly Infuriating

35583 readers
567 users here now

Home to all things "Mildly Infuriating" Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that.

I want my day mildly ruined, not completely ruined. Please remember to refrain from reposting old content. If you post a post from reddit it is good practice to include a link and credit the OP. I'm not about stealing content!

It's just good to get something in this website for casual viewing whilst refreshing original content is added overtime.


Rules:

1. Be Respectful


Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.

Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.

...


2. No Illegal Content


Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.

That means: -No promoting violence/threats against any individuals

-No CSA content or Revenge Porn

-No sharing private/personal information (Doxxing)

...


3. No Spam


Posting the same post, no matter the intent is against the rules.

-If you have posted content, please refrain from re-posting said content within this community.

-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.

-No posting Scams/Advertisements/Phishing Links/IP Grabbers

-No Bots, Bots will be banned from the community.

...


4. No Porn/ExplicitContent


-Do not post explicit content. Lemmy.World is not the instance for NSFW content.

-Do not post Gore or Shock Content.

...


5. No Enciting Harassment,Brigading, Doxxing or Witch Hunts


-Do not Brigade other Communities

-No calls to action against other communities/users within Lemmy or outside of Lemmy.

-No Witch Hunts against users/communities.

-No content that harasses members within or outside of the community.

...


6. NSFW should be behind NSFW tags.


-Content that is NSFW should be behind NSFW tags.

-Content that might be distressing should be kept behind NSFW tags.

...


7. Content should match the theme of this community.


-Content should be Mildly infuriating.

-At this time we permit content that is infuriating until an infuriating community is made available.

...


8. Reposting of Reddit content is permitted, try to credit the OC.


-Please consider crediting the OC when reposting content. A name of the user or a link to the original post is sufficient.

...

...


Also check out:

Partnered Communities:

1.Lemmy Review

2.Lemmy Be Wholesome

3.Lemmy Shitpost

4.No Stupid Questions

5.You Should Know

6.Credible Defense


Reach out to LillianVS for inclusion on the sidebar.

All communities included on the sidebar are to be made in compliance with the instance rules.

founded 1 year ago
MODERATORS
 

My salary didn't change at all, but homes went up 82%. The money I saved for a down payment and my salary no longer are good enough for this home and many others. This ain't even a "good" home either. It was a 200k meh average ok home before. Now it's simply unaffordable

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 34 points 3 weeks ago (6 children)

My lucky ass bought a house in late 2019. I'm happy I'm making money on it but this doesn't seem healthy

[–] [email protected] 32 points 3 weeks ago (3 children)

You're only making money if you downsize, move somewhere cheaper, or switch back to renting. If you move and all the other houses have gone up, then you just end up having to sink any gained equity into affording your new place. Rising prices really only help developers, realtors, and REIT's.

[–] [email protected] 7 points 3 weeks ago (1 children)

Housing price increases are actively harmful to those who want to upgrade, since it increases the incremental cost of upgrading.

[–] [email protected] 4 points 3 weeks ago* (last edited 3 weeks ago) (1 children)
[–] [email protected] 1 points 3 weeks ago

In California the property tax can only increase a maximum of 2% per year, so at least there's that. (this law was put in place so that older people don't get priced out of their house due to house values going up a lot)

[–] [email protected] 2 points 3 weeks ago
[–] [email protected] 1 points 3 weeks ago* (last edited 3 weeks ago)

Right but you then control the appreciation on a much larger asset. In terms of pure net worth and net present value, trading up is a huge gain even if it doesn't generate more short term liquidity.

You can also rent out the smaller place and get both cash flow and NPV upgrade.

[–] [email protected] 15 points 3 weeks ago (1 children)

You're right. It's not healthy to profit so much from corporations greed.

Therefore, it's only right that you sell me your house for $1

[–] [email protected] 2 points 3 weeks ago

I, too, would like a house for $1 please

[–] [email protected] 9 points 3 weeks ago

Same here. And my stupid ass father in-law spread the rumor that we wanted to sell and we instantly had several offers. But we like it here.

[–] [email protected] 6 points 3 weeks ago* (last edited 3 weeks ago)

We got in on on our house in early 2016 and the price of real estate in our area increased by 20% while we were in escrow.

Our house has more than doubled in price since then but if we had fallen out of escrow, we would not have been able to buy anything anywhere near our jobs/preferred city (and my partner and I have a combined income north of 150k/year).

Shit is crazy these days

[–] [email protected] 4 points 3 weeks ago

With you there. Didn't realize how lucky we were, and honestly thought about waiting just one more year on multiple occasions. What's done is done, all I can do now is not feel guilty I got in, but rather just make the most of it. Pay off as quickly as I can, and vote to help others afford houses too.

[–] possiblylinux127 0 points 3 weeks ago

Well you are set so luckily it doesn't affect you much in theory. If it crashes so be it as you probably aren't in a hurry to move.