this post was submitted on 25 Dec 2024
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houses don't need insurance once you own one.
True, you could spend ages 40-70 paying off a house that has all of your life's work invested in it and then stop insuring it. Assuming you make enough money to not have to refinance it or take a reverse mortgage to pay for your medical bills that started piling up in your late 60s
Apparently someone doesn't think that happens. But that's what happens to the people I have known. Medical bills to reverse mortgage... Then sell what's left of the equity to have assisted living for the last year or so when you've gotten to be more than anyone in the family can manage while trying to work and take care of their family/selves. When they die there is usually nothing left.
The American dream