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I have like 15 years left on a 30 year fixed rate. I'd like to move closer to where I work, but I don't want another 30 year loan and a 15 year would currently be a much higher interest rate, so I'm stuck with my house until it's close to being paid off. Doesn't really matter what homes are costing when you have to buy another after selling. Expensive houses only help people who own multiple homes and aren't replacing what they sell.