this post was submitted on 17 Jan 2024
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Literally starting with a half measure is such a biden admin move. So we have half of a minor thing on the table, then after 3 years of negotiations there'll finally be a bill ready in which overdraft fees are capped at some arbitrary number but we'll only get it passed if you vote for Kamala/Buttiegieg 2028
Also the bill brings back banks ability to charge a fee on every overdraft charge, legitimizing the BofA charging technique, which gets shoved in at the very end right before it's passed
Make sure to hold every transaction for 3 days then charge then in order of highest to lowest, and hold every paycheck for 5 days but show it as available funds.
But each transaction with be arbitrarily lower than it used to be. Harm reduction, don't let perfect be the enemy of good you red fash tankie