Comic Strips

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Comic Strips is a community for those who love comic stories.

The rules are simple:

The post can be a single image, an image gallery, or a link to a specific comic hosted on another site (the author's website, for instance).
The comic must be a complete story.
If it is an external link, it must be to a specific story, not to the root of the site.
You may post comics from others or your own.
If you are posting a comic of your own, a maximum of one per week is allowed (I know, your comics are great, but this rule helps avoid spam).
The comic can be in any language, but if it's not in English, OP must include an English translation in the post's 'body' field (note: you don't need to select a specific language when posting a comic).
Politeness.
Adult content is not allowed. This community aims to be fun for people of all ages.

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Finally beat cancer (sh.itjust.works)

submitted 7 months ago by [email protected] to c/[email protected]

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[–] [email protected] 36 points 7 months ago* (last edited 7 months ago) (3 children)

I'd settle for interest free loans tbh...

And then do it for personal homes, too.

[–] [email protected] 28 points 7 months ago (1 children)

I'd settle for universal housing. And universal education. And universal healthcare.

[–] [email protected] 15 points 7 months ago (1 children)

I don't understand why you need all of that. Let's say we agree, next you'll say people deserve clean water and steer the world away from climate disaster and genocide. You want it all!

[–] [email protected] 2 points 7 months ago (1 children)

next you'll say people deserve clean water and steer the world away from climate disaster and genocide.

First falls both under housing and healthcare(utility and preventive healthcare + hygene), genocide is opposite of healthcare and we are already in climate disaster.

[–] [email protected] 4 points 7 months ago

Hey don't bring common sense to this conversation, this is the Internet

[–] [email protected] 25 points 7 months ago* (last edited 7 months ago) (1 children)

The Australian model is also interesting. After your degree you pay a certain percentage of your income to your university for a decade or so. But only if you earn more than the average person.

This means a university gets more money when their students gets good job.

[–] [email protected] 12 points 7 months ago* (last edited 7 months ago)

Other points about the Australian system:

The cost of the university course is subsidised by the government. The government pays the majority of the cost, usually around 70-80%. For example, a Bachelor of Computer Science degree at the university I went to (Swinburne) is currently AU$9k/year (~US$5.8k) subsidised vs AU$39k/year (~US$25.4k) full price.
The loans for the amount you have to pay are through the government and are interest free. They're indexed for inflation once per year, but this is a much lower increase compared to interest from a bank loan.
You only have to pay it off once you earn over $51k/year, like you said. Repayments start at 1% of income and are paid as part of your income tax return.
They used to have a program where if you paid $500 or more of the loan upfront, you'd get a 10% discount (so e.g. if you paid $500, it'd reduce your loan balance by $550).

Note that this system only applies to citizens and permanent residents. International students still have to pay the full price. Having said that, Australian universities frequently advertise at college fairs in the USA, as even at the full price plus flights plus accomodation, studying in Australia can still end up cheaper than the USA, and Americans love Australia 🙂

[–] [email protected] 6 points 7 months ago (1 children)

This is all I care about. I was forced to refinance into private loans because the interest rates on the federal loans were fucking stupid. All I want is the loans to be more reasonable.

[–] [email protected] 6 points 7 months ago* (last edited 7 months ago)

I saw my wife's student loans last night. She took out 37,000 dollars in 2008. She's been paying her monthly amount for over 10 years, and she now only owes 43,000 dollars.

Cancel student debt. Most of us have already paid for college more than once.

Edit: also worth noting that up until now, only about 30% of PSLF applications are approved, and something like 37 (that's total, not percent) of loans are fulfilled using IDR plans.

Cancel student debt.