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this post was submitted on 21 Mar 2024
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I've got about 3x my salary in debt, but that includes a home. I keep my credit cards paid off every month and a large chunk of cash in my savings.
I'm about 808 with my VantageScore. At most I use 14% of my credit utilization. On average I have about 7-10% credit utilization. I also have about 100k of available credit.
Haven't looked since I bought my house. But I own two pieces of property, have a high credit limit and consistent usage, and a positive net worth, so it's probably pretty good these days.