Investments, trust funds, paying off debt and my mortgage. Set up enough in investments that I'll always have a million or so in post-tax interest income.
Conservatively, well call this 5% locked up
Trust funds and investments for my family so they have money coming in.
Not sure how big your family is, or how much you want to have them coming in, but well call this +5%
10% spent
Remodel my house. +0.1%
Rent a condo in Wrigleyville during the Cubs season. Rent a condo in Mesa during spring training. +0.01%
Open a bar or two. +0.1%
Hire a dietician/personal cook. +0.01%
Buy a handful of cars, the most extravagant would probably be a Catterham. +0.01%
Open an automotive shop to restore cars. I know that'll be a loss but it will be a good hobby for something I like to do. +0.1%
Travel a bunch. Follow the Cubs for a season and go to every game. +0.01%
Buy dual citizenship somewhere. +0.01%
Donate to AOCs campaign. +0.1%
Club 33 membership. +0.01%
Occasionally take private jets when I fly, but pick up families that are flying coach when I go and bring them along for free. It's no fun being alone. +0.01%
Do a bunch of the traditional billionaire things like go fishing on a private yacht. +0.1%
Finally not stress about going out to dinner. +0.001%
Now were to a whopping 10.571% "spent" with most of it invested in ways that will pay back entirely in your lifetime. What do you do with the other 4.5B?
This might actually put a dent in the €5B :D all of the rest you listed is probably another 5% max.
€5B is an unfathomably large number