blubblubblub

joined 1 year ago
[–] [email protected] 1 points 6 months ago

Thank you boss! This is so helpful - looking into Spaylater and credit card.

 

I wanna help a family member to sort out her debts and finance plan. She was in a poor mental state and made some questionable financial decisions. Currently just started a new part time job while waiting for further her education, getting about RM2.3k basic a month.

Commitments: a. Motorcycle (shop loan) - RM213/month, loan balance RM7500 b. PTPK - RM230/month, loan balance RM21500 (planning to defer payment after she gets into uni) c. Credit card - minimum payment RM150, loan balance RM3000 d. ShopeePay - total RM3000 , range about RM400/month to RM1000 until September

I have a budget of 3-5k to help her for this. My ask is that if I can help her to pay (i’ll ask her to pay me back), which debt should I clear first? Don’t want her to keep adding debt because of the interest. Her payment ability will also reduce once she gets into uni as she will probably not be working.

Thank you all sifu!

[–] [email protected] 1 points 1 year ago

putting this out here that i won’t be settling for less anymore!

so nope, not even casual friendship is worth it for you; deleting and blocking your number!

[–] [email protected] 1 points 1 year ago (1 children)

Hiiii, just wanted to know the difficulty level of the hike hahah is it ok for beginners?

[–] [email protected] 1 points 1 year ago (1 children)

I’m so envious! I love plants but they never seem to like my care. Most of them end up dead.

[–] [email protected] 1 points 1 year ago

awh but thanks so much for sharing!

[–] [email protected] 2 points 1 year ago

Need to pick up Normal People again, but haven’t had the mood to do so yet

[–] [email protected] 1 points 1 year ago (3 children)

would love a cdrama section too!

[–] [email protected] 1 points 1 year ago

watched Elemental and had a very good day today! hope yall had a pleasant day as well

[–] [email protected] 1 points 1 year ago (2 children)

how do you hint to a potential romantic interest that he’s making cringe comments/unfunny remarks without making him feel upset/insecure about it?

[–] [email protected] 1 points 1 year ago (2 children)

Klang Valley, anywhere near lrt/mrt and has building elevator! also budget is around RM1.2k (which i know is pretty low but :D )

[–] [email protected] 4 points 1 year ago (5 children)

house for rent hunting is as draining as job hunting sigh

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