this post was submitted on 31 Aug 2024
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chapotraphouse

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Like you're presumably unconscious and at no point ever consent to be liable for the cost, and yet people get billed. It's like if someone just came and did a bunch of work on your house when you were asleep and then sent you a bill.

Like, just wack. It's like if you passed out in Walmart and an employee put a cell phone in your pocket, took your money, then gave you a receipt, and people were like "hmm yes that's legit"

America must be destroyed

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[–] [email protected] 35 points 2 weeks ago (4 children)

Here’s another one. An involuntary 72 hour psychiatric hold costs, on average, over $2,000 without insurance. And it can go a lot higher than that depending on where you go.

[–] [email protected] 31 points 2 weeks ago* (last edited 2 weeks ago) (2 children)

i don't understand how anyone could not think about that and think "wow, that in and of itself must be incredibly psychologically traumatic" like jfc

America must be destroyed

[–] [email protected] 30 points 2 weeks ago (2 children)

Getting the bill is one thing. Getting it sent to collections and getting the harassing phone calls is another.

[–] [email protected] 6 points 2 weeks ago

A couple days ago I told a debt collector from a hospital I was dead.

[–] [email protected] 3 points 2 weeks ago

If it was an involuntary hold, keep directing their billing and collection efforts to the entity that initiated the hold.

[–] [email protected] 21 points 2 weeks ago* (last edited 2 weeks ago)

Amerikkkan psychiatric/psychological “healthcare” isn’t about helping people, it’s about punishing them for “acting out”

[–] [email protected] 19 points 2 weeks ago* (last edited 2 weeks ago) (1 children)

Technically, that's a "voluntary" commitment, with the cops "escorting" you to the facility. Medical facilities cannot actually compel you to pay such involuntary "services" unless you allow it. Of course, it's pretty easy to inadvertantly "allow" it...

If you are ever in a situation where you're going to be held for observation, calmly and politely inform everyone who approaches you that you are being held against your will; that you will not physically resist, but you do not consent and will not otherwise cooperate with any treatment. If they ask you to get up on the bed for an examination, "You'll need to make that an order, not a question."

Definitely don't provide them with any billing information. Police will give it to them anyway, but that's on them, not you. Definitely don't give them any insurance information. If they already have insurance information on file and ask you to confirm, tell them that policy was canceled. If your insurance pays anything out for any part of your treatment, they will be coming after you for the rest.

Make sure you inform your insurance carrier that you did not have any authorized treatment during the time in question, and that any billing during that time is fraudulent and shouldn't be paid. Your insurer will love to have your approval to deny a claim.

This won't get you out of charges accrued while the ambulance and hospital are operating under presumed consent (while you are unconscious drunk, or otherwise in an altered mental state, and a reasonable person would believe you would consent to treatment if you could). But, where treatment is being forced on you by a third party, you can successfully challenge the bill.

[–] [email protected] 3 points 2 weeks ago (1 children)

Greatest country in dah world!

[–] [email protected] 3 points 2 weeks ago

True, but that just shows how good we have to be at everything else to remain the greatest despite this travesty.

America. Fuck yeah!

[–] [email protected] 12 points 2 weeks ago* (last edited 2 weeks ago)

AND they drug you with shit that will give you horrid withdrawals knowing full well you probably can't afford an Rx

[–] [email protected] 9 points 2 weeks ago

$7,000 twenty years ago. And the night in the ER was another $7,000.