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For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 2 months ago* (last edited 2 months ago) by [email protected] to c/[email protected]

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Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

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[–] [email protected] 67 points 2 months ago* (last edited 2 months ago) (3 children)

Vasectomy if you don't plan on having kids. Also consider mental healthcare. Everybody could use a little bit now and then.

[–] [email protected] 19 points 2 months ago (1 children)

Yes! Mental healthcare!!

[–] [email protected] 0 points 2 months ago

OP editing their post cuz they got put off by 2 whole downvotes is a sign that, yes, it’s time to consider mental health

[–] [email protected] 10 points 2 months ago (1 children)

Vasectomy is probably free anyway.

[–] [email protected] 7 points 2 months ago

Or crazy cheap (like copay), since it prevents lots of expenses for the insurance company.

[–] [email protected] 1 points 2 months ago

May not be the same in all cases, but with my insurance mental healthcare is its own separate thing through a completely different company, much like dental and vision usually is. So if OP is in the same situation it's a different bucket and would have its own costs not associated with the medical deductible being met.