Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Please don't post about US Politics. If you need to do this, try [email protected]
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected].
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
Yep. There is a psychological affect to paying with cash instead of a credit card. Some people need that to control their spending while others don't.
The credit score largely revolves around that.
I was mostly raised by 2 sets of Depression Era grandparents, so I don't even buy half the stuff I need even though I have the money these days, let alone stuff I want. ๐ What a valuable lost resource. My parents were generally very thrifty too, though my dad has since grown out of that and buys all kinds of useless crap nowadays as "investments."
Control is absolutely key to credit though. My brother racked up almost 30k in his 20s and now my house is half paid off and he still rents a 1 bedroom even though he probably makes the same money roughly as I do. I feel a bit bad for him, but people's habits are what they are.