Sovcit is tanking with Amex, which can only end well. : insanepeoplefacebook

[-] [email protected] 111 points 5 months ago

So, I can understand wanting to live alone in the middle of nowhere and not being bothered by anyone else. I got no problem with off-the-grid mountain men, but signing up for multiple credit cards, and spending that money with NO intention of paying any of it back, is just straight up theft.

How can these goons expect to take whatever they want without contributing anything at all?

[-] [email protected] 50 points 5 months ago

Yes, the mind of the sovcit is well-nigh impenetrable to those of us who suffer from reasonableness.

TL;DR: they cray

[-] [email protected] 1 points 5 months ago

Preach it.

[+] [email protected] -21 points 5 months ago

Half of the Lemmy users continually talk about how they never want to work for a minute while still being able to eat, sleep, and play games and smoke weed all day.

You tell me if you figure it out, please

[-] [email protected] 13 points 5 months ago

I mean, don't you want to not have to work?

[-] [email protected] 11 points 5 months ago

"These jackasses over here seem to want to live their lives happier, healthier, and carefree like some utopia or something. Dummies, amirite?"

[-] [email protected] 9 points 5 months ago

I don’t think I’ve ever seen anyone on Lemmy say that

[-] Cethin 7 points 5 months ago

A red herring doesn't need to exist to use it as a distraction.

[-] [email protected] 5 points 5 months ago

The main difference between most of the folks you reference is that they are wishing for something even if they don't know a reasonable way to get there. Sometimes what they describe they think to be realistic is in fact not realistic, but they are wishing and hoping but generally living in reality according to the rules while they do so.

Versus outright trying to rip off others to "achieve" that goal, making up your own money, declaring yourself actually immune to all inconvenient laws.

[+] [email protected] -26 points 5 months ago* (last edited 5 months ago)

The only reason I'm hesitant to call it theft is because those giant credit companies make money off of their loan shark cards

Edit: Oh boy, I made a hot take! Theft assumes that a person had a right to something to begin with. Shoplifting from Walmart is morally acceptable, it's cool to make credit cards with an alias and not pay it back, and all cops are bastards. Just don't expect to get away without consequences.

[-] [email protected] 32 points 5 months ago

How is one action related to the other? This isn’t some Robin Hood type of person stealing from the big bad corporation to feed other people. It’s just a fraudster who somehow thinks they are entitled to this money.

[-] [email protected] -3 points 5 months ago

Sometimes people do the right thing for the wrong reason. It's based and cool to fuck over a credit company. The problem is that sovcit believe they can participate in the system and be absolved of consequences, and because they don't understand anything about modern sociopolitical trends they often do a bunch of stupid shit like trying to pay their loans with "coupons".

[-] [email protected] 3 points 5 months ago

Yeah, the sovcit isn't being based and cool fucking over the credit company. The credit company shrugs, does everything they can to ruin the sovcit financial standing in response, and then proceeds to just grab a bit more cash from the other cardholders to cover any losses. The credit company will make sure it is whole either way.

[-] [email protected] 21 points 5 months ago

I mean, it legally IS theft, well, fraud technically. The company 100% deserving it doesn't change that fact lol.

[-] [email protected] 18 points 5 months ago

I get you. I have no love for those banks, but the surprised Pikachu face on Sovcits when the magic coupon doesn't work is just embarrassing.

[-] [email protected] 8 points 5 months ago

Tbf, it's also hilarious! Every time they can't get away with their libertarian nonsense, I get a little happier

[-] [email protected] 13 points 5 months ago

[-] [email protected] 4 points 5 months ago

It's not so much about white knighting for the multibillion dollar company. It's recognizing that any cash the sovcit manages to make multibillion dollar company lose will just have that company pull it out of the pockets of the people that do pay their bills. So trying to claim that sovcit has any vaguely moral high ground in sticking it to those credit card companies is ridiculous.

[-] [email protected] 0 points 5 months ago

It's recognizing that any cash the sovcit manages to make multibillion dollar company lose will just have that company pull it out of the pockets of the people that do pay their bills.

This relies on the assumption that credit card companies are not already extracting as much value as they can from those bill payers. If they thought they could get away with raising rates on people without turning enough away to make it a net loss, it seems to me that they would have already.

[-] [email protected] 49 points 5 months ago

Is this person claiming that "sovereign citizens" are not required to pay their credit card bills? Wtf is a "coupon payment"?

[-] [email protected] 42 points 5 months ago

The whole sovereign citizen thing is just a con for narcisists

[-] [email protected] 11 points 5 months ago

Oh, I'm well aware of that lol I've just never heard one say outright that they're entitled to free credit cards they can use but not pay for. I read some of the other posts OP made about it and apparently this person thinks they're entitled to free power from the power company too lol

[-] [email protected] 35 points 5 months ago

First, abaondon logic.

Okay now that you've done that here's how it works: Because the world operates without our explicit say-so, we get everything for free. we do this by reminding them that we are not "account numbers" but human beings, and if they want account numbers they can have this one we just scribbled down on the back of a cigarette carton and it's probably good for whatever the balance of the card is. That's up to them to figure out.

And if this sounds like absolute insanity, I would remind everyone that people are still supporting a demented rapist and failed insurrectionist for President. Write to your local news and tell them to cut the shit.

[-] [email protected] 23 points 5 months ago

That's their term for money. They believe money stopped being money and turned into coupons when we dropped the gold standard. Due to this, they believe they can just send out an IOU and have it treated like valid currency.

[-] [email protected] 11 points 5 months ago

Not only that, but if they don't get their way, they think maybe using the court system of the government they don't think applies to them is an option. Seems either you would be sovereign and outside the jurisdiction and therefore the courts can't help you, or the courts can help you and all the sovereign nonsense is wrong. So they try to have it the best of both ways, all the privilege, none of the accountability.

[-] [email protected] 18 points 5 months ago

I will grant one thing: the whole "the card agreement says that using the card counts as accepting the agreement" is circular logic like "the Bible is true because it says it's true". There should be an obligation to get that agreement before any card is issued. Using a card shouldn't cancel out any requirement of informed consent. These people clearly don't have a good understanding about how any of this works, even if they are trying to abuse these things in the way they understand them.

Like there were aspects of my credit cards, that I was using in good faith, that I didn't really understand until years after I'd been using them.

[-] [email protected] 23 points 5 months ago

I'm not sure if it's different in the states, but in the UK it's definitely like that.
You sign the agreement, the card is dispatched.
The card arrives with more literature, and it is made very clear that by using the card you accept the terms.
If you decide that you don't like the terms, you can return it un-used, or even I believe within 14 days you can cancel everything and just pay off any money you've spent with it.

[-] [email protected] 23 points 5 months ago

It's the same in the US. Most people don't bother reading any of the terms, so they're surprised when they exist.

[-] [email protected] 5 points 5 months ago

There's often things that beneficial to the user in those terms too. Buyer protections, terms with specific vendor types, etc.

[-] [email protected] 2 points 5 months ago

Correct. As well as literature and mandatory language detailing how to report fraud, or complain to a specific governing agency if you believe the card issuer is treating you unfairly or not complying with applicable laws. In the US, that would likely be the CFPB (Consumer Financial Protection Bureau).

[-] scoobford 8 points 5 months ago

You do get a copy of the card agreement before a card is issued. Banks are pretty tightly regulated in this area.

Note that is not always the case, which is why car makers can surveil you simply for riding in the car. Being in the car constitutes acceptance.

[-] Cethin 3 points 5 months ago

It is not circular logic. It's closer to "you've agreed to the terms of the Bible because you used the Bible for your benefit." Still not quite the same as the credit card agreement, but closer. Clearly not circular.

[-] [email protected] 17 points 5 months ago

This is what happened with the internet came to all. Yea, we have more information at our fingertips than ever, but we also have more retards at our fingertips than ever before. More clown car types who believe they are right if they yell loudly enough.

In the past we all had one of those crazies in our friends group and we kind of kept them sort of grounded, now the clowns are running the mad house

[-] [email protected] 4 points 5 months ago

Yes, and Mark Zuckerberg should be hung by his thumbs for creating this nightmare. All he had to do was have mods for fake content. He's Satan.

[-] [email protected] 16 points 5 months ago

Perhaps unsurprisingly, this sovcit is so bad at MS Paint they doxxed themselves with their original post. I'd say you won't believe their political affiliation, but you would.

OP, it might be an idea to remove this. I'm sure there's an argument to be made for letting them bring down hell upon their own heads by being idiots, but nobody actually deserves the internet knowing who they are and where they live. Or at least, this person certainly doesn't. They've got enough problems, like a mountain of credit card debt.

[-] [email protected] 25 points 5 months ago

Well they posted it on a group with over 20K people so I think he doesn't care lol.

[-] [email protected] 10 points 5 months ago

Yeah absolutely fuck that guy, he fafo'd.

[-] [email protected] 5 points 5 months ago

The only people who are interested in where this clown lives have already reported him to the credit bureau.

[-] [email protected] 14 points 5 months ago

I need to see one these coupons they keep talking about

[-] [email protected] 20 points 5 months ago

OP is here for you!

[-] [email protected] 1 points 5 months ago

What kind of advice did they get? I imagine it’s just rambling nonsense

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