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I don't want to take away from people that are currently paying on their student loans, I think it's great if they get their loans canceled, but I kind of wish that people that had paid off their loans previously could get some sort of one-time tax credit. I went out of my way to pay my loans off early because I genuinely don't like having any sort of debt hanging over me, it would be nice to be rewarded for being responsible (although getting rid of debt is sort of its own reward).
However, this kind of gets into scope-creep because then where does it end? Would everybody ever that has ever had a student loan qualify for something like this, and I'm sure Biden is doing what is within his power to do on his own. Anything beyond that would require an act of Congress, and good luck getting Republicans to sign off on anything that helps regular people, or worse, people that [gasp!] went to college.
This is the rhetoric that keeps us from advancing economic health in this country. Congratulations, you paid off your debt. Be happy about it. How does this hurt you in any way? It doesn't affect your financial situation in ANY way.
When you buy something and 2 weeks later it gets a price reduction, do you write a letter to the retailer and tell them you deserve a coupon for buying it before they put it on sale?
If I can be pedantic for a second, I have actually paid a small monthly fee to be able to do exactly what you describe, which is to be reimbursed for the difference in price by my credit card company. So yes, you really can do that.
Well I mean Target would honor that price reduction, but I see your point
It's important to note that this isn't some new blanket forgiveness. These are people who have been paying on their loans for 10 years. People who should've already been eligible for loan forgiveness under existing policies and who have already paid more than they took out in many cases.
Do you need to benefit from everything in life, or are you incapable of being happy for others? Quit being entitled.
Ppl are crazy for downvoting you. It's not like you shit on people for not being able to pay, or said anything about not wanting others to get help. I think a one time tax credit would be a great idea to get more people behind the idea of at least a partial loan forgiveness for everyone.
This is why things don't get done anymore. You offer a great potential middle ground solution and people just try to shit on it. You worked hard and paid off your debt and are bummed others might have theirs cancelled?? Well fuck you your feelings are invalid!!!
Maybe it wasn't clear in the original comment, but I support canceling student debt, I just added a "nice-to-have" that could get more people on board with it. I was like, "I think it’s great if they get their loans canceled, but I wish..." and then I listed an idea, but that's obviously not good enough because we have to accept it wholeheartedly and we can't ever want nice things for ourselves. I was even giving reasons why my suggestion wouldn't work and defending Biden, but yeah, I'm an asshole, whatever. I consider myself a liberal, but liberals have itchy trigger fingers when it comes to downvoting.
Not to mention, there's no faster way to cause another inflation crisis than printing a bunch of money and giving it to the demographic that's statistically the highest earners.
Lol, that's not at all how this works.